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中国平安:一个科技巨人的崛起

来源: 南方日报网络版     时间: 2019年06月27日 06:42:01
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(斯)(坦)(福)(大)(学)(的)(教)(授)(莫)(瑞)(斯)(带)(领)(一)(个)(团)(队)(,通)(过)(现)(代)(科)(技)(的)(手)(段)(,对)(人)(类)(过)(去)(上)(万)(年)(历)(史)(里)(攫)(取)(和)(使)(用)(的)(能)(量)(进)(行)(了)(基)(本)(的)(计)(量)(,由)(于)(人)(类)(的)(基)(本)(活)(动)(与)(能)(量)(息)(息)(相)(关)(,所)(以)(能)(量)(的)(变)(化)(反)(映)(出)(了)(人)(类)(的)(经)(济)((GDP)增)(长)(。
人)(类)(技)(术)(突)(破)(点)(演)(变)(成)(经)(济)(增)(长)(转)(折)(点)(,18世)(纪)(蒸)(汽)(时)(代)(后)(,人)(类)(200年)(的)(经)(济)(增)(长)(比)(过)(去)(一)(万)(多)(年)(的)(积)(累)(还)(要)(多)(。
“科)(技)(改)(变)(生)(活)(”从)(来)(都)(不)(是)(一)(句)(口)(号)(。
草)(蛇)(灰)(线)(伏)(脉)(千)(里)(,资)(本)(市)(场)(最)(大)(市)(值)(公)(司)(的)(更)(替)(映)(射)(出)(了)(技)(术)(的)(迭)(代)(。以)(人)(类)(进)(入)(电)(气)(时)(代)(为)(起)(点)(,很)(长)(时)(间)(内)(位)(居)(全)(球)(市)(值)(榜)(首)(的)(公)(司)(都)(是)(传)(统)(行)(业)(的)(巨)(头)(,如)(银)(行)(、石)(油)(企)(业)(、通)(用)(等)(。
进)(入)(互)(联)(网)(时)(代)(,尤)(其)(是)(近)(十)(年)(时)(间)(,迎)(来)(移)(动)(互)(联)(网)(时)(代)(,科)(技)(重)(塑)(了)(人)(类)(的)(生)(活)(,全)(球)(十)(大)(市)(值)(企)(业)(变)(成)(亚)(马)(逊)(、苹)(果)(等)(互)(联)(网)(科)(技)(企)(业)(。
所)(谓)(的)(互)(联)(网)(科)(技)(时)(代)(,本)(质)(上)(就)(是)(颠)(覆)(的)(思)(维)(,就)(是)(用)(互)(联)(网)(科)(技)(去)(颠)(覆)(一)(个)(又)(一)(个)(行)(业)(。科)(技)(颠)(覆)(了)(传)(统)(社)(交)(,于)(是)(有)(了)(腾)(讯)(和)(FACEBOOK;科)(技)(颠)(覆)(了)(传)(统)(的)(购)(物)(,于)(是)(有)(了)(阿)(里)(巴)(巴)(、京)(东)(和)(亚)(马)(逊)(。
毫)(无)(疑)(问)(,无)(论)(现)(在)(,还)(是)(未)(来)(,科)(技)(都)(是)(下)(一)(轮)(经)(济)(增)(长)(的)(核)(心)(驱)(动)(力)(,未)(来)(新)(技)(术)(将)(会)(继)(续)(颠)(覆)(一)(个)(又)(一)(个)(行)(业)(。
狄)(更)(斯)(在)(隐)(喻)(与)(概)(括)(法)(国)(大)(革)(命)(时)(写)(下)(:这)(是)(一)(个)(最)(好)(的)(时)(代)(,也)(是)(一)(个)(最)(坏)(的)(时)(代)(;这)(是)(一)(个)(明)(智)(的)(年)(代)(,这)(是)(一)(个)(愚)(昧)(的)(年)(代)(……现)(在)(我)(们)(身)(处)(风)(云)(变)(幻)(的)(互)(联)(网)(科)(技)(时)(代)(,不)(得)(不)(发)(出)(和)(狄)(更)(斯)(同)(样)(的)(感)(概)(。
但)(肯)(定)(的)(是)(,谁)(占)(据)(了)(技)(术)(的)(高)(点)(谁)(就)(站)(在)(了)(未)(来)(浪)(潮)(之)(巅)(上)(。
为)(什)(么)(是)(平)(安)(?
伟)(大)(的)(企)(业)(都)(是)(相)(似)(的)(,失)(败)(的)(企)(业)(各)(有)(各)(的)(不)(同)(。伟)(大)(企)(业)(都)(有)(一)(个)(崇)(高)(的)(使)(命)(和)(目)(标)(,脸)(书)(是)(“让)(世)(界)(更)(紧)(密)(地)(连)(接)(在)(一)(起)(”;阿)(里)(巴)(巴)(是)(“让)(天)(下)(没)(有)(难)(做)(的)(生)(意)(”;腾)(讯)(是)(“连)(接)(一)(切)(”。在)(高)(屋)(建)(瓴)(的)(愿)(景)(和)(使)(命)(驱)(动)(下)(,这)(些)(企)(业)(成)(为)(时)(代)(的)(弄)(潮)(儿)(。
毫)(无)(疑)(问)(,平)(安)(也)(具)(备)(这)(种)(伟)(大)(企)(业)(基)(因)(。过)(去)(三)(十)(年)(,平)(安)(凭)(借)(超)(前)(的)(战)(略)(眼)(光)(,一)(直)(引)(领)(行)(业)(发)(展)(。在)(“个)(人)(综)(合)(金)(融)(服)(务)(提)(供)(商)(”的)(愿)(景)(驱)(动)(下)(,平)(安)(崛)(起)(成)(为)(中)(国)(保)(险)(龙)(头)(和)(综)(合)(金)(融)(巨)(头)(。
2017年)(底)(,平)(安)(董)(事)(长)(马)(明)(哲)(作)(了)(一)(份)(题)(为)(《新)(时)(代)(新)(起)(点)(新)(征)(程)(》的)(报)(告)(,指)(出)(“如)(果)(说)(过)(去)(30年)(,平)(安)(打)(造)(的)(国)(际)(领)(先)(综)(合)(金)(融)(集)(团)(这)(个)(孤)(品)(是)(‘河)(东)(’。那)(么)(,站)(在)(新)(起)(点)(上)(,平)(安)(要)(走)(向)(‘河)(西)(’,一)(个)(全)(球)(领)(先)(的)(科)(技)(公)(司)(。”
平)(安)(的)(发)(展)(愿)(景)(也)(从)(“个)(人)(综)(合)(金)(融)(服)(务)(提)(供)(商)(”拓)(展)(为)(“个)(人)(金)(融)(生)(活)(服)(务)(提)(供)(商)(”,转)(型)(为)(“金)(融)(+科)(技)(”驱)(动)(发)(展)(的)(业)(务)(模)(式)(,现)(已)(渐)(入)(佳)(境)(。
平)(安)(的)(使)(命)(、愿)(景)(和)(企)(业)(文)(化)(决)(定)(了)(平)(安)(永)(远)(保)(持)(前)(瞻)(性)(发)(展)(,其)(必)(然)(会)(下)(注)(科)(技)(。放)(眼)(望)(去)(,能)(同)(时)(拥)(有)(其)(他)(单)(纯)(互)(联)(网)(科)(技)(公)(司)(所)(不)(具)(备)(的)(四)(大)(优)(势)(,也)(唯)(有)(平)(安)(了)(。
谁)(都)(知)(道)(科)(技)(是)(经)(济)(的)(驱)(动)(力)(,都)(想)(抢)(占)(科)(技)(制)(高)(点)(,但)(是)(科)(技)(需)(要)(真)(金)(白)(银)(的)(投)(入)(,真)(实)(的)(商)(业)(场)(景)(以)(及)(海)(量)(的)(数)(据)(。一)(些)(自)(诩)(为)(高)(科)(技)(的)(公)(司)(,其)(实)(只)(是)(在)(假)(装)(研)(发)(技)(术)(,甚)(至)(是)(画)(大)(饼)(,而)(平)(安)(不)(只)(是)(脚)(踏)(实)(地)(做)(出)(来)(了)(,还)(将)(技)(术)(运)(用)(到)(实)(际)(业)(务)(中)(,并)(且)(开)(始)(输)(出)(。
2.平)(安)(的)(三)(板)(斧)(
筚)(路)(蓝)(缕)(,以)(启)(山)(林)(。平)(安)(的)(科)(技)(布)(局)(遥)(遥)(领)(先)(,通)(过)(近)(十)(年)(耕)(耘)(,公)(司)(累)(计)(投)(入)(了)(500多)(亿)(元)(进)(行)(科)(技)(研)(发)(,汇)(聚)(了)(全)(球)(各)(地)(顶)(尖)(人)(才)(,包)(括)(23,000多)(名)(科)(技)(专)(才)(和)(逾)(1,000多)(名)(顶)(尖)(科)(学)(家)(,可)(谓)(人)(才)(济)(济)(。
每)(一)(个)(团)(队)(成)(员)(都)(是)(金)(光)(闪)(闪)(的)(科)(技)(人)(才)(。
这)(样)(的)(优)(秀)(成)(员)(在)(平)(安)(科)(技)(团)(队)(中)(不)(胜)(枚)(举)(。
而)(且)(,未)(来)(十)(年)(平)(安)(还)(将)(投)(入)(150亿)(美)(金)(,继)(续)(保)(持)(巨)(大)(的)(领)(先)(优)(势)(。
十)(多)(年)(技)(术)(积)(累)(,平)(安)(在)(AI人)(工)(智)(能)(、区)(块)(链)(、云)(技)(术)(等)(三)(大)(核)(心)(科)(技)(取)(得)(了)(斐)(然)(的)(成)(果)(,人)(才)(储)(备)(、专)(利)(技)(术)(和)(国)(际)(认)(可)(等)(方)(面)(数)(据)(都)(足)(以)(证)(明)(平)(安)(的)(科)(技)(实)(力)(并)(非)(纸)(上)(谈)(兵)(,而)(是)(真)(正)(的)(构)(筑)(起)(了)(高)(技)(术)(护)(城)(河)(。
在)(科)(技)(时)(代)(下)(,企)(业)(要)(想)(形)(成)(长)(期)(竞)(争)(力)(,不)(仅)(需)(要)(率)(先)(使)(用)(新)(技)(术)(,还)(要)(将)(其)(赋)(能)(产)(业)(各)(方)(,成)(为)(垂)(直)(行)(业)(的)(基)(础)(设)(施)(提)(供)(者)(。正)(如)(京)(东)(作)(为)(品)(质)(电)(商)(,十)(年)(磨)(一)(剑)(打)(造)(物)(流)(基)(础)(设)(施)(;微)(信)(QQ体)(系)(替)(代)(原)(有)(的)(短)(信)(通)(讯)(,成)(为)(连)(接)(人)(与)(人)(社)(交)(的)(基)(础)(设)(施)(。
平)(安)(将)(人)(工)(智)(能)(、区)(块)(链)(和)(云)(计)(算)(等)(核)(心)(技)(术)(赋)(能)(金)(融)(业)(务)(和)(集)(团)(的)(五)(大)(生)(态)(圈)((金)(融)(服)(务)(、医)(疗)(健)(康)(、汽)(车)(服)(务)(、房)(产)(服)(务)(及)(智)(慧)(城)(市)(服)(务)()。就)(像)(运)(用)(这)(三)(板)(斧)(搭)(建)(起)(发)(达)(的)(基)(础)(设)(施)(,提)(供)(给)(五)(大)(生)(态)(圈)(使)(用)(,能)(实)(现)(集)(团)(与)(客)(户)(全)(方)(位)(无)(缝)(接)(触)(,并)(提)(供)(能)(满)(足)(用)(户)(需)(求)(的)(金)(融)(服)(务)(,从)(而)(扩)(展)(更)(多)(业)(务)(。
科)(技)(对)(内)(能)(够)(加)(强)(场)(景)(应)(用)(,助)(力)(业)(务)(降)(本)(增)(效)(,强)(化)(风)(险)(管)(理)(,打)(造)(客)(户)(极)(致)(体)(验)(,提)(升)(业)(务)(竞)(争)(力)(,比)(如)(平)(安)(云)(能)(帮)(助)(平)(安)(人)(寿)(降)(低)(40%成)(本)(,节)(约)(系)(统)(部)(署)(时)(间)(,提)(高)(效)(率)(;再)(比)(如)(AI技)(术)(运)(用)(于)(产)(险)(反)(欺)(诈)(和)(理)(赔)(等)(。
对)(外)(能)(够)(输)(出)(创)(新)(科)(技)(及)(服)(务)(,加)(快)(科)(技)(成)(果)(转)(化)(,探)(索)(更)(多)(商)(业)(模)(式)(。
以)(平)(安)(的)(金)(融)(科)(技)(为)(例)(。金)(融)(科)(技)(,应)(当)(是)(一)(种)(解)(决)(方)(案)(,集)(科)(技)(、客)(户)(洞)(察)(、金)(融)(场)(景)(、产)(品)(运)(营)(等)(于)(一)(体)(,帮)(助)(金)(融)(机)(构)(适)(应)(用)(户)(金)(融)(消)(费)(习)(惯)(的)(新)(变)(化)(。平)(安)(的)(智)(能)(营)(销)(系)(统)(能)(输)(出)(线)(上)(到)(线)(下)(整)(体)(的)(解)(决)(方)(案)(,帮)(助)(金)(融)(机)(构)(提)(高)(营)(销)(效)(率)(降)(低)(成)(本)(。
科)(技)(与)(平)(安)(的)(业)(务)(已)(经)(是)(水)(乳)(交)(融)(,科)(技)(赋)(能)(与)(科)(技)(输)(出)(对)(平)(安)(业)(绩)(与)(价)(值)(的)(提)(升)(效)(果)(极)(难)(用)(货)(币)(去)(量)(化)(。但)(不)(可)(否)(认)(的)(是)(,平)(安)(集)(团)(业)(绩)(利)(润)(贡)(献)(中)(一)(部)(分)(就)(是)(来)(自)(科)(技)(的)(协)(同)(效)(应)(,而)(市)(场)(只)(是)(简)(单)(将)(其)(归)(结)(于)(寿)(险)(、财)(险)(、证)(券)(等)(传)(统)(板)(块)(的)(利)(润)(中)(。那)(么)(,从)(这)(个)(角)(度)(看)(,足)(以)(反)(映)(出)(平)(安)(被)(低)(估)(。
3.当)(飞)(轮)(转)(动)(时)(
在)(三)(大)(核)(心)(技)(术)(与)(五)(大)(生)(态)(圈)(的)(交)(融)(下)(,平)(安)(孵)(化)(了)(众)(多)(的)(项)(目)(。
《未)(来)(简)(史)(》的)(作)(者)(尤)(瓦)(尔)(·赫)(拉)(利)(曾)(断)(言)(,互)(联)(网)(时)(代)(未)(来)(的)(竞)(争)(将)(会)(是)(数)(据)(的)(竞)(争)(。平)(安)(拥)(有)(丰)(富)(的)(商)(业)(场)(景)(,可)(以)(产)(生)(海)(量)(的)(数)(据)(,由)(于)(网)(络)(效)(应)(,数)(据)(的)(产)(生)(会)(自)(我)(强)(化)(。
总)(结)(互)(联)(网)(科)(技)(巨)(头)(都)(有)(存)(在)(着)(飞)(轮)(效)(应)(。所)(谓)(飞)(轮)(效)(应)(指)(的)(是)(,“一)(个)(公)(司)(的)(各)(个)(业)(务)(模)(块)(之)(间)(,会)(有)(机)(地)(相)(互)(推)(动)(,就)(像)(咬)(合)(的)(齿)(轮)(一)(样)(互)(相)(带)(动)(。一)(开)(始)(从)(静)(止)(到)(转)(动)(需)(要)(花)(比)(较)(大)(的)(力)(气)(,但)(每)(一)(圈)(的)(努)(力)(都)(不)(会)(白)(费)(,一)(旦)(转)(动)(起)(来)(,齿)(轮)(就)(会)(转)(得)(越)(来)(越)(快)(。达)(到)(某)(一)(临)(界)(点)(后)(,飞)(轮)(的)(重)(力)(和)(冲)(力)(会)(成)(为)(推)(动)(力)(的)(一)(部)(分)(。这)(时)(,你)(无)(须)(再)(费)(更)(大)(的)(力)(气)(,飞)(轮)(依)(旧)(会)(快)(速)(转)(动)(,而)(且)(不)(停)(地)(转)(动)(。”
所)(以)(,互)(联)(网)(科)(技)(企)(业)(的)(发)(展)(一)(般)(会)(形)(成)(了)(建)(立)(场)(景)(、抢)(占)(流)(量)(、创)(造)(收)(益)(、大)(量)(盈)(利)(四)(个)(阶)(段)(。
2018年)(前)(三)(季)(度)(,平)(安)(整)(体)(的)(科)(技)(业)(务)(已)(经)(实)(现)(盈)(利)(。五)(大)(生)(态)(圈)(中)(的)(新)(兴)(业)(态)(错)(落)(分)(布)(在)(各)(个)(阶)(段)(,智)(慧)(城)(市)(处)(于)(第)(一)(到)(第)(二)(阶)(段)(,金)(融)(壹)(账)(通)(和)(平)(安)(好)(医)(生)(处)(于)(第)(二)(到)(第)(三)(阶)(段)(,汽)(车)(之)(家)(则)(已)(经)(处)(于)(第)(三)(和)(第)(四)(阶)(段)(……
但)(是)(,互)(联)(网)(科)(技)(行)(业)(一)(年)(,传)(统)(制)(造)(业)(十)(年)(,互)(联)(网)(科)(技)(业)(瞬)(息)(万)(变)(。拼)(多)(多)(从)(零)(到)(上)(市)(不)(过)(短)(短)(三)(年)(,头)(条)(系)(快)(速)(崛)(起)(到)(能)(威)(胁)(腾)(讯)(也)(是)(这)(两)(年)(的)(事)(……
我)(们)(都)(知)(晓)(,消)(费)(互)(联)(网)(滚)(滚)(浪)(潮)(造)(就)(了)(谷)(歌)(、Facebook、亚)(马)(逊)(、阿)(里)(、腾)(讯)(等)(一)(批)(明)(星)(企)(业)(,有)(些)(上)(市)(之)(初)(是)(亏)(损)(的)(,但)(它)(们)(的)(市)(值)(却)(不)(断)(创)(新)(高)(,因)(为)(市)(场)(更)(看)(重)(的)(是)(未)(来)(。而)(对)(于)(其)(他)(行)(业)(,比)(如)(金)(融)(、医)(疗)(、住)(房)(、汽)(车)(等)(,颠)(覆)(才)(刚)(刚)(开)(始)(。
看)(似)(平)(安)(孵)(化)(的)(项)(目)(目)(前)(还)(未)(实)(现)(盈)(利)(,但)(不)(难)(预)(计)(未)(来)(有)(广)(阔)(的)(盈)(利)(成)(长)(空)(间)(,有)(一)(天)(将)(会)(成)(为)(集)(团)(盈)(利)(的)(重)(要)(来)(源)(之)(一)(,并)(且)(这)(一)(天)(,不)(会)(太)(遥)(远)(。
4.小)(结)(
今)(年)(是)(改)(革)(开)(放)(四)(十)(年)(。四)(十)(年)(,沧)(海)(桑)(田)(。如)(果)(将)(这)(段)(中)(国)(改)(革)(开)(放)(时)(期)(发)(生)(的)(大)(事)(件)(排)(序)(,平)(安)(这)(个)(巨)(人)(的)(崛)(起)(必)(然)(在)(列)(。
今)(年)(也)(是)(平)(安)(三)(十)(而)(立)(之)(年)(,过)(去)(平)(安)(向)(大)(众)(展)(示)(的)(是)(保)(险)(巨)(人)(形)(象)(,现)(在)(和)(未)(来)(平)(安)(将)(变)(成)(一)(个)(满)(溢)(的)(活)(力)(、激)(情)(的)(科)(技)(巨)(人)(,不)(断)(向)(着)(新)(赛)(道)(奔)(跑)(。
我)(们)(总)(高)(估)(了)(投)(资)(的)(短)(期)(波)(动)(,低)(估)(了)(投)(资)(的)(长)(期)(价)(值)(的)(力)(量)(。巴)(菲)(特)(也)(说)(过)(:若)(你)(不)(打)(算)(持)(有)(某)(只)(股)(票)(达)(十)(年)(,则)(十)(分)(钟)(也)(不)(要)(持)(有)(。过)(去)(十)(年)(如)(果)(二)(级)(市)(场)(投)(资)(者)(没)(有)(买)(科)(技)(股)(,那)(么)(就)(是)(错)(过)(了)(互)(联)(网)(时)(代)(红)(利)(。如)(果)(不)(想)(错)(过)(未)(来)(十)(年)(,那)(么)(就)(选)(择)(和)(平)(安)(一)(起)(创)(造)(未)(来)(吧)(。中)(国)(平)(安)(:一)(个)(科)(技)(巨)(人)(的)(崛)(起)(返)(回)(搜)(狐)(,查)(看)(更)(多)(
责)(任)(编)(辑)(:
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